G Nine Consultancy is a licensed insurance and Takaful agency registered with PIAM (Persatuan Insurans Am Malaysia) and MTA (Malaysian Takaful Association).
We specialize In Construction, Business, and JMB Fire Insurance, delivering tailored protection, competitive premiums, and expert guidance to safeguard your projects and assets with confidence.
G Nine Consultancy – Protecting Your Projects, Securing Your Future.
We believe in honesty, transparency, and ethical practices in all our dealings.
Our clients are at the heart of everything we do, ensuring their needs drive our actions.
We strive for the highest standards in service and expertise to protect what matters most.
We understand that every construction project carries unique risks — from accidental damage and theft to unforeseen events that can delay completion or increase costs.
Our Contractor’s All Risks (CAR) Insurance provides comprehensive coverage designed to protect both contractorsand project owners throughout the construction period.
We provide Fire Insurance and Takaful coverage tailored for Joint Management Bodies (JMBs), Management Corporations (MCs), and property owners who share responsibility for buildings and common areas.
NWhether it’s for private cars, motorcycles, or commercial vehicles, we provide comprehensive protection plans that cover:
We offer all mandatory insurance plans for foreign workers employed in Malaysia — ensuring full compliance and complete protection for both employers and employees.
We provide personalised protection plans that ensure financial stability during life’s uncertainties — from medical emergencies to long-term family security.
We help business owners manage risks, protect their assets, and maintain business continuity in the face of unexpected events.
Get the insurance coverage you deserve with G NiNE CONSULTANCY.
| CONTRACTORS’ ALL RISKS (CAR) INSURANCE This comprehensive policy is specially designed for contractors, developers, and project owners, providing coverage for contract works, materials, and third-party liabilities during the construction period. |
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| ERECTION ALL RISKS (EAR) INSURANCE This policy is designed for contractors, engineers, and project owners involved in the installation or erection of machinery, plants, and industrial equipment. It provides comprehensive coverage against accidental loss or damage during the erection and testing phase. |
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| MACHINERY BREAKDOWN INSURANCE This policy provides comprehensive coverage for sudden and unforeseen physical damage to machinery and equipment while in operation, at rest, or during maintenance. It ensures your business continues running smoothly with minimal financial disruption. |
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| MACHINERY ALL RISKS INSURANCE This policy offers comprehensive coverage for accidental, unforeseen, and sudden physical loss or damage to machinery and equipment — whether on your premises, at a work site, or in transit within Malaysia. |
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| EQUIPMENT ALL RISKS INSURANCE This policy provides comprehensive protection against accidental loss or damage to equipment used on-site or off-site, ensuring business continuity even in the event of unexpected incidents. |
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| JMB FIRE INSURANCE This policy is specially designed for strata properties, including condominiums, apartments, and commercial complexes, to ensure compliance with the Strata Management Act 2013 (Act 757) and safeguard against fire and related perils. |
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| HOUSE OWNER INSURANCE This policy provides financial protection against loss or damage to your residential property caused by fire, theft, natural disasters, or other unforeseen events. Whether it’s your own home or a rental property, we ensure your peace of mind. |
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| HOUSEHOLDER INSURANCE This policy provides comprehensive coverage for furniture, electrical appliances, jewellery, and other valuablesagainst loss or damage caused by unexpected events — giving you peace of mind that what’s inside your home is protected. |
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| OFFICE FIRE INSURANCE This policy provides comprehensive protection against loss or damage caused by fire and related perils, ensuring your business operations can recover quickly after an unexpected incident. |
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| FACTORY FIRE INSURANCE This policy provides essential protection against loss or damage caused by fire and related perils, helping manufacturers and industrial operators safeguard their investments and maintain business continuity. |
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| PRODUCT FIRE INSURANCE This policy provides coverage for loss or damage to finished goods, raw materials, and stock-in-trade caused by fire or other insured perils — ensuring your products remain protected throughout the production and storage process. |
| PUBLIC LIABILITY INSURANCE This policy provides financial protection if your business is held legally responsible for accidental injury, property damage, or loss suffered by third parties during your business operations. |
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| EMPLOYERS’ LIABILITY INSURANCE This coverage safeguards employers if an employee suffers bodily injury, disease, or death during the course of employment and the company is found legally liable. |
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| PRODUCT LIABILITY INSURANCE This coverage provides financial protection against legal liabilities, compensation costs, and expenses if your product causes injury, illness, or property damage to a third party. |
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| PROFESSIONAL INDEMNITY INSURANCE This policy provides essential coverage for professionals and businesses offering advice, consultancy, or specialised services, ensuring protection against financial losses arising from client claims. |
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| PUBLIC EVENTS LIABILITY INSURANCE This policy protects event organisers, sponsors, and venue owners against legal liabilities for accidental injury or property damage to third parties during an event — giving you peace of mind from setup to cleanup. |
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| CONSTRUCTION LIABILITY INSURANCE This policy covers your legal liability for injury to third parties or damage to property arising from construction, renovation, or maintenance activities — ensuring your projects continue without costly interruptions. |
G Nine Consultancy guided me through the entire process and ensured I had the right coverage.
Their team was attentive and made everything easy to understand.
Professional staff that truly cares about their clients' needs.


